Still waiting for mortgage rates to drop? Here’s the truth... 2-3% rates weren’t normal, they were emergency-level lows created by a global pandemic and government stimulus. Perspective matters: Even at 6%, buyers today have more negotiating power, lower competition, and more inventory than those who bought when rates were half that but home prices were skyrocketing. Waiting for rates to drop another point could mean paying tens of thousands more when prices rise again. Smart buyers play the lon