What is an offset mortgage? An offset mortgage is a type of mortgage that allows you to reduce the amount of interest you pay by ‘offsetting’ your savings against your mortgage balance. The mortgage ...

Home improvements can transform and add value to your home but it is easy for costs to escalate and projects to go wrong. Our step-by-step guide sets out what to consider with different types of ...

Once you have found a house you want to buy, you then need to decide how much to offer. Do you put in a high offer to clinch it, and risk wasting money? Or a low offer and risk losing your dream home?

For more of May 2026’s best Lifetime ISAs (cash) and the best Lifetime ISAs (stocks and shares), read on. What is a Lifetime ISA? A Lifetime ISA, or LISA for short, is a type of account designed to ...

What are bad credit mortgages? Bad credit mortgages are aimed at borrowers with a poor credit history and rating. Some lenders specialise in offering these mortgages although they typically have ...

Think carefully before securing other debts against your home. Your home or property may be repossessed if you do not keep up repayments on your mortgage. Representative example A mortgage of £230,537 ...

Furthermore, our latest reserach shows a lack of confidence is holding up domestic building projects, with £11.2bn per year lost to the economy as 1 in 5 households are put off employing builders. Two ...

What is a restrictive covenant? Restrictive covenants are binding conditions that are written into a property’s deeds or contract by a seller to determine what a homeowner can or cannot do with their ...

How much do house extensions cost? The average cost of a standard 20m² single-storey house extension is £48,000 (+VAT). But house extension costs can vary significantly due to a number of factors, so ...

The crisis is hitting first-time buyers hardest. Aspiration to own has fallen to its lowest level in over a decade, with just 64% of non-homeowners saying they want to buy – down from 71% last year.

When do you need a party wall notice or party wall agreement (technically called a party wall award)? Our guide gives you all the answers you need to obtain the correct permissions to carry out your ...

What is an EWS1 form? In the wake of the Grenfell Tower fire disaster new fire safety regulations were brought in for cladding on residential buildings. To ensure external wall systems (EWS) were ...