Steps to improve your credit score in a year for better loan approvals and rates

There are no shortcuts to building a good credit history and score. It is about steady, disciplined behaviour. Use credit ...

Think it takes years to improve your credit score? Try these 30-day hacks

Improving your credit score in 30 days is possible through timely EMI payments, low credit utilisation, error-free reports, ...

Simple ways to boost your credit score including using rent payments

You don’t need to be on the public register, but being on the private register will help – and the longer you stay at one ...

What is a good credit utilization ratio?

Credit utilization is an important factor in your credit score. Most experts recommend keeping this ratio below 30 percent ...

3 Easy Credit Habits That Could Add 50+ Points to Your Score

Learn how fixing credit report errors, always paying on time, and lowering your utilization can seriously improve your credit ...

Credit scores just plunged at fastest pace since Great Recession as Americans continue to struggle — how does your FICO compare to the new average?

The report put the average American FICO credit score at 715, down from 717 in 2024. The average credit score hasn’t fallen 2 ...

I just found out my new wife has been hiding $65K in credit card debt from me — what can I do to protect myself?

Financial infidelity might sound like a problem reserved for long-term relationships, but the truth is it can happen at any ...
The Atlanta Voice

Turn Over a New Financial Leaf this Fall: Strategies for Credit Score Success

Understand how your credit score impacts your financial journey. Learn the factors behind it and steps to improve it for ...

Young Americans with bad credit are taking this 1 step to boost their scores by up to 60 points — here’s how to know if it’s the right move

When credit scores were recalculated to take rent payments into account, they improved on average by 60 points, a 2021 ...

I just found out my new wife has been hiding $65K in credit card debt from me. I feel betrayed but we want to make it work — what should I do?

Imagine the case of Ren. He and Akari got married three months ago and just finished combining their finances. That’s when ...

Credit Scores by Generation: How Age Influences Your FICO Score

Discover how average credit scores vary by generation, with a detailed breakdown for Gen Z, millennials, Gen X, baby boomers, ...

My Dad Has Been Opening Credit Cards In My Name And Taking Out Loans With My Social Security Number - And He Destroyed My Credit. How Do I Fix It?

My Dad Has Been Opening Credit Cards In My Name And Taking Out Loans With My Social Security Number - And He Destroyed My Credit. How Do I Fix It?. > Although most of us think of the typical scam ...