Costco's Executive membership offers plenty of value. But read on to see what happens when you decide it's not right for you.

Costco is definitely my go-to source for shopping for my family (don't be surprised to see my husband perusing the clothing department), but, still, when I heard membership prices were changing, it gave me pause.

If you shop at Costco enough, you can get your membership for free. Here's what it takes to breakeven at the warehouse club.

So if you truly have no need for the inside of the store, you could always ask a friend or neighbor to load up a Costco Shop Card you reimburse them for. That gives you access to low-cost fuel without the commitment of a membership.