For near-retirees trying to protect savings from a market downturn, CDs are a smart tool. Here's when they make sense and when they don't.

The best fixed-income investment for you depends on yield, tax situation and ease-of-use. Here’s what to know about T-bills vs. CDs. Many, or all, of the products featured on this page are from our ...

The best CD rates are currently higher than the best T-bill rates. T-bills come in shorter terms than CDs. The interest earned from T-bills is exempt from state and local taxes. If you're looking for ...

Image source: Getty Images Right now, there are 1-year certificates of deposit (CDs) that pay rates of 4.00% or more. If you open a short-term CD like a 3-month or a 6-month CD, you can get an annual ...

Certificates of deposit (CD) accounts have unique features that many other savings vehicles lack. Right now, they have interest rates in the 4% to 4.50% range, which makes them many times more ...

Certificates of deposit (CDs) look great on paper. Right now, the average 1-year CD pays about four times more interest than the average savings account. CDs are safe and predictable, and some earn ...

It often pays for retirees to put money into CDs. I'm not close to retirement, so I'm more focused on stocks these days. CDs are a good option when saving for near-term goals, not long-term ones. The ...