It's your last chance to get your student loans out of default so you can qualify for benefits like forgiveness. Rebecca Safier is a personal finance writer and certified student loan counselor who ...

The Biden administration has rolled out several initiatives to help student loan borrowers, such as its SAVE Plan. However, borrowers who have loans in default cannot take advantage. The Fresh Start ...

A loan becomes delinquent the day after you miss a payment. If you fail to make a payment by the due date, your loan is considered delinquent. This status will be reported to credit bureaus and could ...