In Dones v. Life Ins. Co. of North America (No. A157662, filed 10/7/20), a California appeals court held that whether an insurer had waived or was estopped to assert that an “active service” ...

Cybersecurity insurance is a new insurance industry product that reflects the havoc wreaked by hacks, data breaches and phishing attempts, which have become bolder because cybersecurity extorting ...

Risk allocation is a fundamental principle in commercial contracts. Each party seeks to minimize its risk while maximizing its reward. Often, the more one party’s risk decreases, the more the other ...

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Discover how aleatory contracts in insurance policies manage risk through uncontrollable events, benefiting policyholders with potential payouts in uncertain scenarios.

The proper functioning of the market presupposes that contracting parties comply with the legislative framework governing the exercise of professional activities. Particularly in regulated sectors, ...