When you purchase a home insurance policy, you may feel overwhelmed by the paperwork you receive, but learning to read your insurance policy is an important step in helping you understand the coverage ...

Your home insurance policy includes a declarations page and the policy jacket. Understanding replacement cost versus actual cash value can help you determine how your homeowners insurance claim could ...

The content of the declarations page has significant importance in defining an insured's reasonable expectations of coverage because a conscientious policy holder will more likely examine the ...

Home insurance is a contractual agreement between you and your insurance provider. In exchange for monthly or yearly payments, called premiums, the company provides financial protection for your home ...

A new study from The Zebra reveals that homeowners insurance rates nationwide are approaching $3,000 a year. Find out how to lower your premiums.