The licensing of digital credit providers is a structural milestone in Ghana’s financial journey. If implemented well, it will empower families with transparent access to emergency funds, enable ...

By Godfrey AMEKUDOE Just a few years ago, securing a loan in Ghana was a daunting journey – mountains of paperwork, proof of ...

Amid the accelerating shift towards digital banking, nearly half of banking customers in Ghana still favor traditional banking methods, according to the 2024 PwC Ghana Banking Survey Report. The ...

By Norman Adu BAMFO The introduction of Islamic banking under Ghana’s Non-Interest Banking (NIB) framework marks a ...

By Nafieu BAWAThe Bank of Ghana’s recent suspension of the remittance partnerships of some fintechs has sent ripples across the ecosystem.For some, this was a shock. For others, it was inevitable. For ...

The Bank of Ghana has officially rolled out a Digital Credit Services Provider (DCSP) license, giving digital lenders in the ...

Over 130 countries, including China, India and Cambodia, are exploring the development and implementation of central bank digital currencies (CBDCs). These centralised digital forms of fiat currency ...

Digital lending platforms have become an easy and swift alternative source of credit for microenterprises and individuals overlooked by traditional banking institutions. These platforms have turned ...

A New Scramble, Waged in DataAfrica is once again at the center of a global scramble. This time not for rubber, gold, or oil, but for data. Every mobile payment, social media post, satellite image, ...

Africa’s top digital banking platforms typically come from high-growth, populous markets like Nigeria, South Africa, and Egypt. But Affinity Africa, an upstart from Ghana, wants to join the ...