Quick ReadWorkers 50 and older can defer up to $32,500 annually into a 401(k), with an enhanced $35,750 ceiling available ...

A rule buried in a 2022 law just stripped a major tax break from high-earning workers over 50, and whether it costs you ...

There's a new rule for high earners over 50 who want to take advantage of catch-up contributions to their 401(k)s. People earning more than $150,000 will now have to direct catch-up funds into a Roth ...

This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. For Americans ages 45 to 54, the median 401(k) balance is ...

Catch-up contributions are designed to help people save extra money in tax-advantaged retirement accounts once they hit age 50. For many savers who are behind on their retirement savings goals, ...

In January 2026, the new Roth catch-up rules take effect. The mandate prevents workers over 50 who earned more than $150,000 the prior year from making pre-tax catch-up contributions to their 401(k).

Many Americans face a retirement savings shortfall, but setting aside more could get easier for some older workers in 2025. Enacted in 2022, the Secure Act 2.0 ushered in several retirement system ...

The super catch-up allows individuals aged 60 to 63 to contribute an additional $11,250 to eligible retirement plans, such as 401(k)s, 403(b)s and governmental 457 plans. This is in addition to the ...

2026 brings changes to your 401(k) catch up contributions that you need to know about. Ignoring them could bring IRS hassles or a surprise tax bill. If you are participating in your 401(k) at work, ...

Catch-up retirement contributions have felt like a no brainer for workers over 50. Why not save more later in your career if you can, and lower your tax bill at the same time? However, a key provision ...

In a perfect world, going home for the holidays would mean catching up with old friends. You’d sit in a coffee shop, sip hot chocolate, and laugh and laugh as you swap tales about life beyond your ...

Claire Boyte-White is the lead writer for NapkinFinance.com, co-author of I Am Net Worthy, and an Investopedia contributor. Claire's expertise lies in corporate finance & accounting, mutual funds, ...